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Bank of Makati's deposit products for corporate accounts give you the convenience and flexibility to make your daily business transaction a pleasurable experience

Regular Savings Account

Keep your business funds secure with our high-yield Regular Savings Account.Open one witha low initial deposit!

Features

• Only P3,000.00 initial deposit to open an account
• Your own passbook to help you keep track of every transaction and keep tabs of your bank balances

Member: PDIC. Maximum Deposit Insurance for each depositor P500,000.

Checking Account

Make worry-free, cashless business transactions and earn interest at the same time with Bank of Makati’s business checking accounts!

Features:

• Initial deposit of P10,000.00 for business accounts
• FREE over-the-counter interim statements anytime. No need to wait for monthly bank statements

Member: PDIC. Maximum Deposit Insurance for each depositor P500,000.

Checking Account Plus

Get all the benefits of a business Checking Account. PLUS, you get a record book of transactions for easy reference.

Features:

• Combines the convenience of a Regular Checking Account and accessibility of a Passbook/Record book
• Initial deposit of P10,000.00 for business accounts

Member: PDIC. Maximum Deposit Insurance for each depositor P500,000.

CTD Peso Time Deposit

Grow your idle business funds through a time deposit placement with Bank of Makati. Maximize your yield with higher interest rate as your amount of placement increases.

Features:

• Only P5,000.00 initial deposit to open an account
• 30 days minimum term
• Interest earnings can be withdrawn monthly or at end of term
• All interest earnings are subject to 20%withholding tax

 

Member: PDIC. Maximum Deposit Insurance for each depositor P500,000.

Does your business need a boost? Bank of Makati offers businesses various loans to suit their financial needs.

Power Negosyo Enterprise Loan (PNEL)

Now you can expand your business thru non-collateral financing that fits your needs!

Features(applicable for PNL 150 & PNL 300):

  • No collateral
  • Low interest rate
  • Maximum loan amount of up to P300,000
  • Loan purpose for business expansion
  • Longer term of up to 2 years
  • No upfront payment, fees to be deducted from loan proceeds
  • Minimal pre-approval required documents
  • For business expansion, such as inventory build-up, opening of a new branch, venturing into a new business, gap receivables, acquiring new assets, etc.

 

Variant

PNL150 *

PNL300

PNL500

Area

Outside NCR

Nationwide

Nationwide

Target Market

mSME

mSME

mSME

Purpose

Business Expansion

Business Expansion

Business Expansion

Amount

P50,000– P150,000

P150,001– P300,000

P300,001–P500,000

Term

3/6/9/12 months

Up to 24 months

Up to 36 months

Interest Rate

2.0% per month

1.5% per month

1.0% per month

Collateral

Clean / with PDCs

Clean / with PDCs

with REM/CHM

Manner of Release

One time upon completion of the documents

One time upon completion of documents

Can be one time or in tranches

Processing Fee

1,000

1,000

1,000

Other Fees

Documentary Stamp Tax, Credit Life Insurance, Notarial Fee

Documentary Stamp Tax, Credit Life Insurance, Notarial Fee

Same + annotation fees

Indiviual/Sole Proprietorship Online Application »

Business Loans

Grow your business now with Bank of Makati’s SME Loans!

Features:

  • For working capital, purchase of fixed assets, e.g., land, building, equipment; plant expansion; construction; financing of trade receivables (includes PDC Discounting)
  • Interest based on prevailing market rates
  • Loan Facilities:
    • Loan Line - Revolving credit available through short term PNs for short-term working capital needs secured by REM or Chattel Mortgage or may be guaranteed by government agencies and can also be granted via clean facility subject to asset send for free assets.
    • Receivables Financing Line / Discounting Line – A facility extended to a borrower for financing of his receivables evidenced by Sales Invoice (SI), Lease Contracts, Billing Statements, Contract Receivables, Delivery Receipt, Statement of Account, Purchase Order duly signed by the customer resulting from a legitimate trade transaction. The loan is settled by the borrower after collection of the receivables.
    • Back-to-back Loans - Loans against deposit placements
    • Term Loans – Amortized loan with tenor of over one (1) year up to ten (10) years for acquisition of fixed assets or for permanent working capital and also for construction of building, plant/warehouse, etc. for business loan clients.
    • PDC Financing Line - A loan extended to a borrower against his post-dated check. BMI will advance the amount in the post-dated check, which the borrower can use as working capital, or for investment or trading.
    • Short Term Loan - Amortized loans with maximum term of 1 year
    • Case-to-case Loans - Loans granted to existing borrowers for their short-term financing requirements that cannot be accommodated through their existing facilities. Maximum term is 180 days with repayment either via equal amortization or lump sum payment upon maturity.
    • Power Insta-Credit - A revolving standby credit facility where the bank extends credit to its qualified existing depositors using their Certificate of Time Deposit (CTDs) as collateral. Loan availments shall be via the issuance of checks called the Power Insta-Credit Check.

Indiviual/Sole Proprietorship Online Application »
Partnership/Corporation Online Application »

Loan Line/Housing Construction Line

Revolving credit line to finance the construction of housing/condominium units of the identified projects.

Indiviual/Sole Proprietorship Online Application »
Partnership/Corporation Online Application »

Developmental loan

Amortized loan to finance the development of an on-going housing project.

Indiviual/Sole Proprietorship Online Application »
Partnership/Corporation Online Application »

End-user Financing

Facility from which housing loan of individual buyers of accredited developers will be drawn upon. The borrowers are the individual home buyers and are subject to Risk Asset Criteria (RAAC) for housing loans.

Indiviual/Sole Proprietorship Online Application »
Partnership/Corporation Online Application »

Tutulungan namin kayo sa pagpapalago ng inyong negosyo para sa inaasam na magandang kinabukasan.
Sa BMI Malalapitan Loan, maaari ka nang makapag-loan ng hanggang Php150,000 para sa inyong negosyo.


Ito ay para sa mga self-employed na indibidwal na 18 hanggang 65 taong gulang at may pangangailangan na
pandagdag sa puhunan, pagpapaayos o pambili ng karagdagang kagamitan pang negosyo.

  • Mag-loan mula Php20,000 hanggang Php150,000
  • Arawan, lingguhan o buwanang pagbabayad mula 3 hanggang 12 buwan
  • Abot-kayang interest
  • Walang collateral na kailangan
  • Maaaring magbayad sa kahit saan branch ng Bank of Makati sa Metro Manila

Ang BMI Malalapitan Loan ay may kasamang BMI Maaasahan Savings Account kung saan ang bahagi ng inyong binabayad ay
iniipon upang magamit ninyo pagkatapos mabayaran ang inyong loan.

ATM Payroll

BMI ATM Payroll service streamlines the clients’ payroll system by crediting their employees’ salaries in a timely, accurate and hassle-free way in exchange for a deposit ADB. Clients can choose to open either a savings or checking account for their employees.

Courier Service

Is a facility wherein courier services will be available to transport documents to and from the Bank and the client’s residence or place of business for the servicing of their accounts with BMI. The facility is available Mondays through Fridays of each week.

Deposit Pick-up

Cash deposit made easier with BMI Deposit Pick-up. BMI picks-up the client’s deposits safely at its premises for deposit to the clients’ account.  The cash handed by client is counted in detail and in the presence of the client’s representative.  Deposits are then delivered to the servicing branch for the deposit and validation of the said clients account.

Over-the-counter Bills Payment

A service provided by BMI to client company/institution for easy payment of bills. The Bank acts as collecting agent of the company through its branch network.

HMO Collection

It is a bank facility whereby the BMI delivers the SOA and collects payment for the services rendered by the hospitals/doctors to the clients of various Health Maintenance Organizations (HMO) and other institutions. The payments are deposited to the respective accounts of the institution maintained with BMI.

Individual and Sole Proprietorship

Loan Information

Required fields*

Personal Information

Required fields*

Business Details

Required fields*

Work and Finances

Required fields*

Existing Loans

Loan 1

Loan 2

Loan 3

Personal References

Note: Must be other than living with the principal borrower.

Reference 1

Reference 2

Reference 3

Corporation and Partnership

Loan Information

Required fields*

Business Information

Required fields*

Existing Loans

Loan 1

Loan 2

Loan 3

Bank Accounts

Bank Account 1

Bank Account 2

Bank Account 3