Our Loan Line provides a pre-approved credit facility, ensuring your business has access to funds when needed. Withdraw as needed and manage cash flow efficiently.
Access credit lines tailored to business financing requirements.
Various down payment structures depending on your business needs.
Choose terms that align with your business cash flow.
Reasonable rates to keep your business financially stable.
Quick loan processing for immediate business funding.
Business-friendly repayment options for convenience.
Want to explore business loan options? Contact us today to learn more about our Loan Line and how it can support your business growth.
Applicants must submit business registration documents, valid identification, and financial statements. Other supporting paperwork may be needed based on business size and loan amount.
Provide valid identification, proof of income, and employment verification documents. Additional documents may be required for higher loan amounts.
Submit business registration, tax returns, and financial records. Proof of business transactions may be requested.
Present a valid passport, proof of remittance, and an employment contract. A Special Power of Attorney (SPA) may be required for remote applications.
Provide business permits, financial reports, and proof of corporate operations. A board resolution or authorization letter from company officials is required.
Whether you’re starting or expanding a business, our financing options, including enterprise and microfinance loans, can provide the capital you need.
Submit a complete business loan application form with your financial and business details. Ensure all information is correct for a smooth process.
Provide valid business permits, tax documents, financial statements, and proof of income. Additional requirements may apply depending on the loan type.
Loan processing typically takes 7 to 10 business days. You will be notified of the status and next steps.
Whether you’re starting or expanding a business, our financing options, including enterprise and microfinance loans, can provide the capital you need.
Grow your business with the Power Negosyo Enterprise Loan. Tailored for entrepreneurs, it provides the capital you need to expand and thrive.
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A credit line solution that provides businesses and individuals with accessible and flexible financing to support working capital, expansion, or unexpected expenses.
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A loan facility designed to help individuals purchase homes, vehicles, or equipment, making ownership more attainable with competitive rates and flexible terms.
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Build your financial foundation with our Regular Savings Account. It offers a safe and accessible way to save while earning interest on your balance.
Learn MoreMSME loan in the Philippines is a financial solution which supports Micro, Small, and Medium Enterprises (MSMEs) in the country. These loans provide start-up and expanding businesses with the capital needed to address various financial requirements, such as operations improvements, investing in equipment, managing cash flow, and meeting working capital needs.
This financing provides businesses with flexible terms, quick access to funds, and solutions tailored to their specific needs. Our MSME loans in the Philippines are designed to support growth, facilitate equipment purchases, improve cash flow, and scale operations, while also helping build credit and promote long-term sustainability.
We make it easy for business owners to secure an MSME loan in the Philippines quickly, providing access to the funds you need when it matters most. This allows you to manage cash flow effectively and seize business opportunities. With our streamlined processing, you can focus on what truly matters—growing your business—without unnecessary delays.
We also offer MSME loans with competitive interest rates, making borrowing more affordable for small businesses. This helps lower the overall cost of financing, enabling them to focus on growing their business.
Our range of loan options, including microfinance loans, enterprise loans, and business loans are tailored to specific needs. This ensures businesses can select the right loan for working capital, equipment purchases, or expansion. We also provide flexible repayment terms, making it easier to manage cash flow and align payments with income.
As your trusted bank, we ensure that accessing our MSME loan comes with personalized service and support throughout the loan process. Our dedicated team is here to guide you through the application and help you explore and understand your financing options.
When you choose us for your MSME loan in the Philippines, you gain access to our flexible loan amounts, from ₱20,000 to ₱3,000,000, tailored to your specific business needs. This allows you to select a loan size that aligns with your goals—whether you’re starting a new venture or expanding an existing one.
At the Bank of Makati, we are deeply committed to supporting the growth of MSMEs, especially during challenging times. With over sixty branches nationwide, we ensure our services are accessible to entrepreneurs. Our fast and convenient loan application process makes it simple for you to access the funds you need promptly.
MSME loans in the Philippines are financial products specifically designed for Micro, Small, and Medium Enterprises (MSMEs). These loans offer smaller amounts compared to loans for larger businesses. They are crucial because MSMEs play a key role in driving economic growth and creating jobs, yet they often face challenges in accessing financing from traditional sources.
The approval time for an MSME loan at the Bank of Makati depends on factors, such as the loan type and the completeness of your application.
We strive for transparency, so potential borrowers should carefully review all terms and conditions associated with their MSME loans, including any applicable fees. For example, our Power Negosyo Enterprise Loan (PNEL) requires no upfront payments, with fees deducted from the loan proceeds.
Yes, you can apply for our MSME loan in the Philippines without collateral. Our Kash Loan, specifically designed for start-up MSMEs, does not require collateral. Loanable amount is from Php 20,000 – 149,999, it has a low-interest rate and revolving credit options to help entrepreneurs effectively expand their businesses.
If you miss a payment on a loan from the Bank of Makati, your account could go into default, and we may take legal action. Other consequences include: