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Loan Features

Fast and Flexible Funds for Any Need

Get quick access to extra cash with our Personal Loan, featuring minimal requirements and fast approval. Enjoy flexible payment terms and competitive rates for your convenience.

Loan Amounts:

Access the funds you need for any personal expense, from medical bills to travel.

Down Payment Options:

No down payment required—just apply and receive the financial support you need.

Flexible Terms:

Choose repayment periods that match your budget and lifestyle.

Interest Rates:

Enjoy fixed and reasonable interest rates for manageable monthly payments.

Quick Approval Process:

Get fast approval and disbursement to meet urgent financial needs.

Mode of Payments:

Multiple payment channels for your convenience, including auto-debit and over-the-counter.

Contact Us

Quick Support for Your Personal Loan Needs

Have an urgent financial need? Contact us today, and we’ll help you get started with a personal loan that suits your budget and goals.

Required Documents
Required Documents

General Requirements for a Personal Loan

Required Documents

A personal loan application usually requires valid identification, proof of income, and supporting financial documents. Additional paperwork may be needed depending on the borrower’s profile.

  1. Employed individuals

    Submit a valid government-issued ID, latest payslips, and Certificate of Employment. Additional proof of income may be required for higher loan amounts.

  2. Self-employed individuals

    Provide business permits, bank statements, and income tax returns to verify financial capacity. Other supporting documents may be requested.

  3. Overseas Filipino Workers (OFWs)

    Present a valid passport, employment contract, and proof of remittances. An SPA may be needed if the application is filed by a representative.

  4. Corporations or partnerships

    Submit business permits, financial records, and proof of operations. An authorized signatory must also provide a board resolution or authorization letter.

Application Process

How to Apply for a Personal Loan

Get extra funds for your personal needs—whether for emergencies, projects, or everyday expenses.

1

Fill out the application form

Fill out the personal loan application form with your details and loan purpose. Ensure all fields are completed to prevent delays.

2

Submit required documents

Provide necessary documents like valid IDs, proof of income, and proof of billing. Self-employed applicants should submit business documents and tax returns.

3

Await processing (with expected timelines)

Expect a processing time of 3 to 5 business days. You’ll be notified of the loan decision and next steps.

Other Related Savings

Flexible Loan Options for Every Need

Need additional financial support? We offer a variety of loan products, from payday loans to microfinance loans, to help you cover personal expenses.

Motorcycle Loan

Motorcycle Loan

Get on the road faster with Bank of Makati's Motorcycle Loan. Our flexible terms and competitive rates make it easy to own the motorcycle you’ve been dreaming of.

Learn More
Housing Loan

Housing Loan

Whether you're buying a home or refinancing, our Housing Loan offers flexible options to help you secure the perfect property. Enjoy low interest rates and long-term repayment plans.

Learn More
Auto Loan

Auto Loan

Get the car you've always dreamed of with an affordable Auto Loan, offering flexible terms and competitive interest rates. Whether new or pre-owned, you can finance your vehicle purchase quickly and conveniently.

Learn More
Power Payday Loan

Power Payday Loan

When you need immediate cash to cover expenses before your next paycheck, the Power Payday Loan provides fast and easy access to funds with minimal requirements.

Learn More