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Loan Features

Revolving Credit for Business Flexibility

Our Loan Line provides credit facility, ensuring your business has access to funds when needed.

Back-to-Back Loan

A secured loan which is covered by hold-out on Time Deposit/Regular and Power Build-up Savings Account.

Short Term Loans

Amortized loans with maximum term of one (1) year.

Term Loan

Amortized loan with tenor of over one (1) year up to ten (10) years for acquisition of fixed assets or for permanent working capital.

Receivables Financing Line

A facility extended to a borrower for the purpose of financing his receivables evidenced by Sales Invoice (SI), Lease Contracts, Billing Statement, Contract Receivables, Delivery Receipt, Statement of Account, Purchased Order duly signed by the customer resulting from a legitimate trade transaction.

PDC Financing Line

A credit facility extended to a borrower for the purpose of financing his/her receivables evidenced by PDCs issued and received from the borrower’s customers.

Loan Line

A revolving credit available through short-term PNs for short-term working capital needs secured by REM or Chattel Mortgage.

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We’re Here to Assist You for Flexible Business Loans

Want to explore business loan options? Contact us today to learn more about our Loan Line and how it can support your business growth.

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Required Documents
Required Documents

Required Documents for a Business Loan Application

Required Documents

Business owners must provide valid identification, business permits, and financial records. Additional documentation may be necessary depending on the loan type and amount.

  1. Corporations or partnerships

    Submit company registration documents, financial records, and proof of business operations. A board resolution authorizing the loan application may be required.

Application Process

Fuel Your Business Growth with More Financing Options

We offer tailored financial solutions for businesses of all sizes. Check out our business loans and microfinance loans to find the right support for your enterprise.

1

Fill out the application form

Complete the business loan application form with your company details and loan purpose. Ensure all required fields are properly filled out.

2

Submit required documents

Provide valid IDs, business permits, tax documents, and financial statements. Additional documents may be required based on the loan amount.
3

Await processing (with expected timelines)

BMI will update you on your application status and disbursement details.

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Power Negosyo Enterprise Loan

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Loan Line

Loan Line

A credit line solution that provides businesses and individuals with accessible and flexible financing to support working capital, expansion, or unexpected expenses.

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End-user Financing

End-user Financing

A loan facility designed to help individuals purchase homes, vehicles, or equipment, making ownership more attainable with competitive rates and flexible terms.

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Regular Savings Account

Regular Savings Account

Build your financial foundation with our Regular Savings Account. It offers a safe and accessible way to save while earning interest on your balance.

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