With low interest rates and repayment terms of up to 20 years, our Housing Loan makes homeownership more accessible. Whether you’re buying, building, or renovating, we offer the right financing for you.
Secure a loan for your dream home with financing that covers various property types.
Flexible down payment plans to help you move into your new home sooner.
Choose from long-term repayment options for easier financial planning.
Enjoy competitive rates that keep your monthly payments manageable.
Get fast processing so you can focus on turning your house into a home.
Pay conveniently via bank transfer, post-dated checks, or auto-debit arrangements.
Our team is ready to assist you with your housing loan inquiries. Reach out to us, and we’ll help you find the best financing solution for your new home.
A housing loan application typically requires valid IDs, proof of income, and property-related documents. Additional paperwork may be necessary based on the type of loan and borrower profile.
Provide a valid ID, latest income documents, and Certificate of Employment. Proof of billing and marriage certificate (if applicable) may also be required.
Submit business registration documents, latest financial statements, and proof of business operations. A list of major clients or contracts may be required to verify income sources.
Present a valid passport, employment contract, and remittance slips. A Special Power of Attorney (SPA) may be needed if the borrower is applying while abroad.
Provide business permits, latest audited financial statements, and proof of company ownership. A board resolution authorizing the loan application is also required.
Whether you’re purchasing, renovating, or investing in real estate, we offer flexible loan solutions to help you achieve your housing goals. Explore our end-user financing and business loan options for additional support.
Submit a fully completed housing loan application form with the required personal and property details. Double-check all information for accuracy.
Prepare and submit documents such as valid IDs, income statements, property title, and collateral details. Self-employed applicants should include business permits and financial records.
Loan processing takes approximately 7 to 10 business days. You’ll be informed once your application is approved or if additional requirements are needed.
Whether you’re purchasing, renovating, or investing in real estate, we offer flexible loan solutions to help you achieve your housing goals. Explore our end-user financing and business loan options for additional support.
Get on the road faster with Bank of Makati's Motorcycle Loan. Our flexible terms and competitive rates make it easy to own the motorcycle you’ve been dreaming of.
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Fuel your business expansion with our Business Loans. Whether you need working capital or funds for new equipment, we’re here to support your growth.
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Grow your business with the Power Negosyo Enterprise Loan. Tailored for entrepreneurs, it provides the capital you need to expand and thrive.
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For motorcycle enthusiasts looking for high-end bikes, the Luxury Bikes Loan offers flexible financing options with competitive rates. You can own your dream luxury motorcycle without straining your finances.
Learn MoreOwning a home is a lifelong dream for many Filipinos, but achieving it can often be challenging because of financial constraints. At the Bank of Makati, we believe that homeownership should be accessible to everyone. We offer affordable housing loans that provide the financial opportunity to every couple hoping to have their own abode, to every family who seeks comfort of a new home or of a single nester whose goal is to have his own safe space. With flexible terms, competitive interest rates, and a straightforward application process, our affordable housing loan in the Philippines can turn your dream of owning a home a reality, whether you’re purchasing a house and lot, a condominium unit, or merely for a house renovation.
In line with our commitment to being your Malalapitan, Maaasahang Kaibigan, we at the Bank of Makati ascertain that your banking experience would be easy and convenient. Our loan application process is made simpler, minimum loanable amount is ₱500,000 and interest rate per annum is at par with the industry standard. Additionally, as a Bangko Sentral ng Pilipinas regulated financial institution, we remain compliant with the government mandates and standards, thus ensuring protection of your Consumer Rights.
Successfully securing and managing a loan from a reputable institution can positively impact your credit history, making it easier to secure future financing approvals.
Let us help you take the first step toward owning your dream home with accessible and reliable housing loan options.
Access to affordable housing loans in the Philippines enables Filipinos from all walks of life to achieve homeownership and significantly improve their living conditions.
Our housing loan solutions help you and your family secure stable, long-term housing, whether you’re looking for a house and lot or a condominium unit. This stability fosters a strong foundation where you can thrive, enhancing your overall well-being, and creating a true sense of belongingness.
Homeownership also allows families to build equity—a valuable financial asset that can be utilized for future needs or investments. This is vital for low-income households that may face challenges in saving for long-term goals.
At the Bank of Makati, we are committed to empowering and helping every Filipino from achieving homeownership through affordable housing loans in the Philippines.
Finding your dream home starts with choosing a trusted bank for your loan. At BMI, we make sure you get the home you’ve always wanted with our affordable housing loan options. Here’s what you can expect from BMI’s housing loan offerings:
Competitive interest rates significantly lower monthly mortgage payments, making homeownership more affordable. At the Bank of Makati, we pride ourselves in offering interest rates that are tailored to be manageable for low to middle-income earners, ensuring that more Filipinos can own their dream home.
At the Bank of Makati, we understand that every borrower’s needs are unique. Hence, we offer flexible housing loan options suited to our Client’s specific requirements. With repayment terms ranging from one to 20 years, you can select a plan that aligns with your financial situation and goals.
To make the process even more convenient, you can submit your application online or visit any Bank of Makati branch. Our streamlined process ensures a hassle-free experience, with most applications processed and approved within just a few days.
You can not only secure an affordable housing loan in the Philippines but also rely on us to address your concerns and inquiries promptly. We pride ourselves in offering personalized customer support to assist you with all of your banking needs.
We recognize that each borrower’s financial situation and requirements are unique. That’s why our customized support ensures you receive expert advice and solutions specifically designed to meet your circumstances—whether you’re a first-time homebuyer or a seasoned investor.
Interest rates for affordable housing loans in the Philippines can vary significantly depending on the lender and loan terms. At the Bank of Makati, we offer housing loans with competitive interest rates. These rates may adjust based on the loan’s duration and specific conditions, providing the flexibility to meet your unique needs.
To obtain a housing loan at the Bank of Makati, simply ensure that you meet the eligibility requirements, prepare the necessary documents, and submit your application either at the nearest Bank of Makati branch or online.