This is a beta version of Bank of Makati Inc.'s website. Things may change as we improve the website. thanks for testing and sharing your feedback (send us a message on our official Facebook page or email us at malalapitan.kaibigan@bankofmakati.com.ph)!
Apply
Loan Features

Convenient and Customizable Credit Solutions

A loan line offers tailored financing with competitive rates, flexible terms, and quick access to funds. Manage your expenses effectively with a credit line that adjusts to your borrowing needs.

Loan Amounts:

Get access to a pre-approved credit limit based on your financial profile, allowing you to borrow as needed without repeated applications.

Down Payment Options:

Borrow funds within your credit limit and pay only for what you use.

Flexible Terms:

Repayment terms are designed to fit your financial capacity, with options for revolving credit or structured payments.

Interest Rates:

Competitive interest rates apply only to the amount you use, making it a cost-effective financing option.

Quick Approval Process:

Fast and hassle-free approval ensures you can access funds immediately when needed.

Mode of Payments:

Repay conveniently through automatic deductions, online banking, or over-the-counter payments at partner branches.

Contact Us

Get Expert Assistance for Your Loan Line Needs

Have questions about your loan line application or repayment options? Contact our team today for personalized guidance and support to help you make the most of your credit line.

Required Documents
Required Documents

Essential Documents for a Smooth Application Process

Required Documents

Ensure a hassle-free loan line application by preparing the necessary documents. Requirements vary based on your employment or business status.

  1. Employed individuals

    Provide a valid government-issued ID, latest payslips, Certificate of Employment, and Income Tax Return (ITR) to verify your financial capacity. Additional documents may be requested for higher credit limits.

  2. Self-employed individuals

    Submit a valid government-issued ID, Business Registration (DTI/SEC), Audited Financial Statements, and Income Tax Return (ITR). Bank statements may also be required to assess financial stability.

  3. Overseas Filipino Workers (OFWs)

    Prepare a valid passport, Overseas Employment Certificate (OEC) or POEA-verified contract, latest proof of remittance, and a Special Power of Attorney (SPA) if a representative will process the application.

  4. Corporations or partnerships

    Provide Business Registration (SEC), Articles of Incorporation, Latest Audited Financial Statements, Income Tax Return (ITR), and Board Resolution authorizing the loan application. Bank statements may also be required.

Application Process

Simple Steps to Secure Your Loan Line

Applying for a Loan Line is quick and easy. Follow these steps to complete your application and gain access to flexible financing options.

1

Fill out the application form

Provide accurate personal and financial details in the loan application form. Ensure all required fields are completed to avoid delays in processing.

2

Submit required documents

Attach the necessary supporting documents, such as valid IDs, proof of income, and business registration (if applicable). Submitting complete and accurate documents speeds up the approval process.

3

Await processing (with expected timelines)

Once your application is submitted, our team will review it within a few business days. Approval timelines may vary, but you will be notified as soon as your loan is ready for disbursement.

Other Related Loans

Explore More Loan Options for Your Needs

Looking for additional financing solutions? Discover our range of loan products designed to support your personal and business financial goals.

Power Negosyo Enterprise Loan

Power Negosyo Enterprise Loan

Grow your business with the Power Negosyo Enterprise Loan. Tailored for entrepreneurs, it provides the capital you need to expand and thrive.

Learn More
Business Loans

Business Loans

Fuel your business expansion with our Business Loans. Whether you need working capital or funds for new equipment, we’re here to support your growth.

Learn More
End-user Financing

End-user Financing

A loan facility designed to help individuals purchase homes, vehicles, or equipment, making ownership more attainable with competitive rates and flexible terms.

Learn More
Regular Savings Account

Regular Savings Account

Build your financial foundation with our Regular Savings Account. It offers a safe and accessible way to save while earning interest on your balance.

Learn More